How to Avail and Apply for SSS Unemployment Benefit?

By Lyza Paloma October 15th, 2020 Posted in Guide for Filipinos, Travel Blog No comments

One of the benefits of being a member of the Social Security System is having an Unemployment Benefit. This is also called the “unemployment insurance” or “involuntary separation benefit.” In case you were laid off because of the pandemic due to closure of business or retrenchment, you can receive money from the SSS. Here’s a guide on How to Apply for SSS Unemployment Benefit.

UMID card

This benefit is not only for regular workers but also available for Kasambahays or Overseas Filipino Worker (sea or land-based.) Receive your benefit that is half of your average monthly salary credit for up to two months. Check out if you are eligible and if so, how to apply. P.S. If you resigned, you are not eligible, sadly.

Who are Eligible to Apply for an SSS Unemployment Benefit

  • Below 60 years old at the time of involuntary separation (50 for mine workers and 55 for racehorse jockeys)
  • Paid a minimum of 36 monthly contributions, 12 months should be within 18 months before separation (e.g., If you were retrenched on July 2020, you must have paid at least 12 contributions from January 2018 – June 2020.)
  • Have not claimed an Unemployment Benefit for the last 3 years
  • You must be separated because (but not limited to) the following reasons
    • Retrenchment
    • Redundancy of work
    • Health condition
    • Closure of the company
    • Calamities
    • Inhumane treatment of the employer
  • However, you can’t claim if you were separated due to the following
    • Commission of an offense or crime
    • Fraud or breach of trust
    • Gross and habitual neglect of duties
    • Serious misconduct
    • Willful disobedience
    • Cases like inefficiency, conflict of interest, etc.

Computation of the Benefit

Twice (Two Months) the Half Average of Monthly Salary Credit – probably the average of 60 monthly salary credits or all of your monthly salary credits.

For Example, you have a monthly salary credit of 20,000 without increase or decrease. The half PHP 20K is 10K; then you double it – you will receive PHP 20,000.

Requirements you might need for application

  • Valid ID (Original and Photocopy)
    • UMID Card (SSS/GSIS)
    • SS Card
    • ACRD (Alien Certificate of Registration)
    • Driver’s License
    • Firearm Registration or License or Own and Possess them
    • NBI Clearance
    • Passport
    • Postal ID
    • Seaman’s Book
    • Voter’s I.D.
    • If none of these, then any 2 I.D. cards with your signature and one must have your picture
  • Certification that proves you have been involuntarily separated from your job. Get this from DOLE or POLO.
  • Notice or Affidavit of Termination from the Employer (Submit this to DOLE/POLO and SSS)

Where to File for a DOLE Certification

  • Department of Labor and Employment (DOLE) Field or Provincial Office where your company or employer is based
  • Philippine Overseas Labor Offices (POLO) where the employer is operating or at the DOLE Office where the OFW resides

How to Apply for an SSS Unemployment Benefit at the SSS Office

STEP 1: Gather the requirements needed for the application.

STEP 2: Go to the nearest SSS branch and file for a claim for unemployment benefit and submit your documents. You must do within a year from your separation. (e.g., if you were separated on July 1, 2020, you can still file until June 30, 2021.)

STEP 3: Wait for your application to be approved.

STEP 4: Receive the benefit. You can claim through the following (depending on what you choose in your application):

  • UMID Id Enrolled as ATM
  • Bank Account – PESONet Banks
  • Electronic Wallet
  • Remittance Transfers like ML

How to Apply for an SSS Unemployment Benefit Online

STEP 1: Gather the requirements needed for the application. Scan this ahead.

STEP 2: Make sure you have an online account. Log-in here.

Guide on How to Apply for an SSS Unemployment Benefit

STEP 3: Go to E-Services and choose Apply for Unemployment Benefit.

Guide on How to Apply for an SSS Unemployment Benefit

STEP 4: You may be asked to enroll your Bank Account or Update your Contact Information. If you have no bank account, you can choose DBP Cash Padala through MLhuillier or Paymaya – you’ll need to use your mobile number.

Guide on How to Apply for an SSS Unemployment Benefit

STEP 5: Go back to E-Services and Apply for Unemployment Benefit. Enter the details asked, review, and click Proceed. You will need to agree with the information before you click “Submit.”

Guide on How to Apply for an SSS Unemployment Benefit

STEP 6: You will be sent an e-mail from the SSS. Reply by attaching the documents like the Certification and the Notice of Termination.

STEP 7: Wait for your application to be approved via e-mail

STEP 8: Receive the benefit. You can claim it through the bank account you have enrolled in and chosen.

SSS

I hope this guide on how to apply for SSS Unemployment Benefit is very helpful to you, especially since there’s a pandemic. In case you want to learn more, then feel free to ask questions at the SSS through 7917-777 or message them at their F.B. page. Hope you could avail of it!

Line seperator

About the Writer

Lyza Paloma

Hey, I’m Lyza! I once was a person who just imagined going to places “one day” but decided to pursue my dreams. My first travel abroad was in Japan, solo, last 2018, and fell in love with the journey since. I’m aiming to visit 10 countries before turning 30 and 2 new places in the Philippines every year. Besides traveling, I love organizing trips, photography, reading, and making new friends. Follow my adventures through my Instagram.​​

 

Line seperator

Are you on Pinterest? Pin these!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

COPYRIGHT DISCLAIMER:Many of the articles on Two Monkeys Travel Group are guest posts by a number of Approved Contributors and are hosted by Two Monkeys Travel Group. Approved Contributors control their own work and post freely to our site. This includes all text and images that they use within their own work. All contributors are instructed to follow internationally recognised copyright and intellectual property guidelines. Two Monkeys Travel Group takes its own responsibilities very seriously, so if you feel that any part of this work is abusive in any way, please send us an email so that we can investigate - theteam@twomonkeystravel.com


DISCLOSURE: Please note that some of the links above are affiliate links. So when you make a purchase we sometimes make a small commission, at no extra cost to you. The cost to you remains the same, sometimes even cheaper if we have negotiated a special deal for our readers.We use all of the companies we have listed here and that’s why they are in this list, but of course we need to keep Two Monkeys Travel Group running as well as it can, which is exactly what you’re helping with if you do decide to buy or book something through an affiliate link! If you have any more questions about the companies we use or any other companies you’re looking at, just email us and we’ll be happy to help.Please see our full disclaimer page for more information.

Written by Lyza Paloma

Lyza is a native of Leyte who spent 10 years studying and working in Cebu before working for Two Monkeys Travel. She decided to stop daydreaming and started to pursue her dreams of traveling to the Philippines and the world. She has already been to 4 countries in Asia and 18 provinces in the Philippines. She’s flexible and can travel solo, with friends, or family. Besides traveling, she loves organizing trips, taking pictures, reading, and making new friends.

Subscribe to our newsletter

Receive tips on how you can live a sustainable long-term travel lifestyle!

  • This field is for validation purposes and should be left unchanged.
Share via
Send this to a friend