Philippines

Before starting your business, one must register a business name first at the DTI (Department of Trade and Industry if you are a sole-proprietor or at SEC (Securities and Exchange Commission) for partnerships and corporations or CDA (Cooperative Development Authority) for Cooperatives. Ano ba ang sole-proprietor? Sole-proprietor kapag ikaw lang ang nag-mamay-ari ng business. It […]

The Home Development Mutual Fund (HDMF) or Pag-IBIG Fund (Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno) is a GOCC that helps us Filipinos save money for our houses or future homes. With Pag-IBIG, you can loan money if you ever want to have a house (Housing Loan), in case of emergencies or you need